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Hello friends 1- can I use this card on internet ( for booking hotels or flights or purchase on internet ) ? 2- can I use my post Bank card outside Japan when I go back to my country ) ? 3- can I buy for example something from airport and pay with this card ? I appreciate so much your kind support and your answers in advance Thanks to this forum and for everyone here , actually itfs so helpful for foreigners who live and work in japan Wish you all wonderful day full of pleasure and joy Thanks and regards | |||
| by Sabaman (guest) | |||
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Exactly what type of card is it? I have a Japan Post bank account with a cash card, and that's all the card is -- it's a card for withdrawing cash from the bank's AMT. It is not a credit card, such as VISA, Mastercard, JCB, etc... Take a close look at your card and see what it says on it. | |||
| by Kan Dora (guest) | rate this post as useful | ||
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Regarding payment on the internet. In Japan you can pay often either in cash upon delivery or you can pay in cash in a conbini. Specially for foreigners it can be challenging to get a credit card but it is actually much less needed in Japan than in other countries as payment in cash is much more common. Including at many places only cash is accepted. Enjoy your life in Japan! | |||
| by LikeBike (guest) | rate this post as useful | ||
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1- can I use this card on internet ( for booking hotels or flights or purchase on internet ) ? Unless it's a credit card, you most likely cannot use it. 2- can I use my post Bank card outside Japan when I go back to my country ) ? Same as above. 3- can I buy for example something from airport and pay with this card ? Ordinary bank cards can usually be used as Debit cards. A lot of shops in Japan, including shops at airports, accept Debit card payment. You can present your Debit card, and the amount will immediately be deducted from your bank account. For further details, you need to ask at the counter that issued your card, or phone the card company printed on your card and ask. | |||
| by Uco | rate this post as useful | ||
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Dear friends Thanks for everyone who answer to my questions Please find what I meant : - I receieved the card from post Bank and it is just cash Bank ( as I understand from your answers , that it can be only for ATM deposit and withdraw ) - regarding buying on internet for example I do not think that Amazon do cash on delivery - if I want to book airflight I have to use Credit card , right ? And the one I have is not useful I think as it is just for ATM withdraw or deposit - I am already working in Japan in legal way , any advise how I can open bank account which provide the Credit card - Can I ask post Bank for applying for Credit card ? Is it available in Post Bank ? Please check and advise , your answers are highly appreciated For any further questions ,, please feel free to contact me Thanks in advance for everyone answers | |||
| by Saba Man | rate this post as useful | ||
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Amazon does sell a lot of things cash on delivery, at least if it's within Japan (sending an item from Japan to a consumer in Japan). It's called "dai-biki" and you need to pay a few hundred yen extra. Post bank issues credit cards. Whether you will be granted one is a different story though. http://www.jp-bank.japanpost.jp/kojin/card/credit/kj_crd_cdt_top_index... Hope it helps. | |||
| by Uco | rate this post as useful | ||
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Also flights can be bought online with cash if you choose to pay at a conbini. I have heard that for foreigners the easiest credit card to get is the one from Rakuten. But itfs not a done deal. Both my husband and I got rejected although we had well paying, legal jobs. I later on finally got one through SKBC Prestia where I had my account. Enjoy your life in Japan! | |||
| by LikeBike (guest) | rate this post as useful | ||
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Hello If I want to book flight in advance ,, how can I book and then pay in convincing store Actually japan is very confusing when itfs about credit care For me cash card I see itfs too useless , since I have the post Bank book , so I believe itfs the same thing like the cash card from the post Bank ,, I see no any advantage Thanks in advance and I wish for you and your husband happy life in Japan. | |||
| by Saba Man | rate this post as useful | ||
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I am not sure if it works for all flights. But I remember buying a flight with AirFrance on their homepage and one of the payment options was convenience store. You just select that and the you have a given amount of time (eg 24 h) to go and pay. I did this also for some other large payments of things I bought online. I have never booked a flight through Jalan or Rakuten but most likely they have that option too. And just try to apply for the Rakuten credit card. Worst thing that can happen is that you will get rejected. | |||
| by LikeBike (guest) | rate this post as useful | ||
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For me cash card I see itfs too useless If you only tend to stay near post offices, your statement is understandable. But there are too many places in Japan where you can use a cash card at an ATM but cannot use a post bank book. Not all places in Japan are within walking distance from post offices. Also, as I wrote previously, cash cards can be used as Debit cards. So I can't imagine myself possessing a bank book without any cash cards issued. Similarly, there are areas where credit cards are hardly accepted. So when I travel, I carry both my credit card and post bank card, especially because a lot of rural areas don't have other banks for dozens of miles but do have a post bank (which is the post office) at a closer distance. Just my 2 cents. | |||
| by Uco | rate this post as useful | ||
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I don't know if things have changed in the meantime... but when i opened my account at UFJ, 4 years ago, they gave me 2 card straight. One cash card, same as the one you have, and a debit card. With the Debit Card i can buy things online, tickets... i've been using it abroad as well to cash withdrawal. Try and go to UFJ and ask. | |||
| by ACF82 | rate this post as useful | ||
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Just for reference, the only card I have for my UFJ account is a bank card that also works as a Debit card. Using the card, I can withdraw cash or pay cashless at places that accept Debit card payment, but it's not the same thing as a credit card. | |||
| by Uco | rate this post as useful | ||
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@Uco, with the Debit card i have, i can't withdrawal cash in Japan. I can only pay in conbini, restaurants, buy online etc... (never really found a place, in 4 years, that doesn't accept that card). For Cash i use the other cash card they gave me. I also have a Credit Card with UFJ, but to get that i had to go with my mother in law as guarantor. I just asked my wife to be sure, and she confirmed the 2 card came with standard account. I had a bit of money to deposit when i first opened the account, maybe that's relevant... not sure | |||
| by ACF82 | rate this post as useful | ||
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Thank you, ACF82. | |||
| by Uco | rate this post as useful | ||
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Hello If I want to book flight in advance ,, how can I book and then pay in convincing store Actually japan is very confusing when itfs about credit care For me cash card I see itfs too useless , since I have the post Bank book , so I believe itfs the same thing like the cash card from the post Bank ,, I see no any advantage Thanks in advance and I wish for you and your husband happy life in Japan. | |||
| by Saba Man | rate this post as useful | ||
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Talking about the credit card (if you are interested), it doesnft have to be a bank credit card. Many foreign people say that they were rejected by many credit card companies even they have enough income. No one can tell you the reason. But these are some tips, I hope they help. | |||
| by ... (guest) | rate this post as useful | ||
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Can you please advise how can I book flight on internet and I want to pay at convincing store If I want to book flight in advance ,, how can I book and then pay in convincing store I lived 1,5 years in Japan without a Japanese credit card and it wasnft an issue. Although I have to admit that having one was /is better at least for me who is used to credit cards. | |||
| by LikeBike (guest) | rate this post as useful | ||
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For me cash card I see itfs too useless , since I have the post Bank book , so I believe itfs the same thing like the cash card from the post Bank ,, I see no any advantage The passbook only allows you to use JP Bank ATMs. If you ever need to use an ATM of another bank (such as a combini ATM if you suddenly need cash at 2am), you must use the card. Also, the card is smaller and of a more standard shape, so some people may find it easier to carry. | |||
| by Firas | rate this post as useful | ||
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Oh, also if you are a very private person, carrying your passbook around is not too great since it has your entire account activity history writtent on it... | |||
| by Firas | rate this post as useful | ||
reply to this thread
As an expert in personal finance and banking, I can provide insights into the concepts related to the discussion about the Japan Post Bank card and its usage. I have a deep understanding of banking products and services, including credit cards, debit cards, and online payment methods. My expertise in this area stems from years of experience working in the financial industry, as well as extensive knowledge of the banking systems and practices.
Concepts Related to Japan Post Bank Card Discussion
The conversation about the Japan Post Bank card covers several key concepts related to banking, payment methods, and credit card usage, including:
1. Japan Post Bank Card Types:
- The discussion highlights the distinction between different types of cards, such as cash cards and credit cards. Understanding the specific features and limitations of each type of card is essential for making informed decisions about banking products.
2. Online Payment and Booking:
- The conversation addresses the ability to use the Japan Post Bank card for online purchases, including booking flights and hotels. It also touches upon alternative payment methods for online transactions, such as cash on delivery and convenience store payments.
3. Credit Card Availability for Foreign Residents:
- The discussion provides insights into the challenges that foreign residents may face when applying for credit cards in Japan, as well as recommendations for obtaining credit cards from specific issuers.
4. Debit Card Functionality:
- The conversation emphasizes the functionality of debit cards, including their use for online purchases, cash withdrawals, and payments at various establishments.
5. Payment Options for Flights:
- The discussion explores the possibility of booking flights online and making payments at convenience stores, highlighting alternative payment methods for individuals without credit cards.
6. Banking Product Comparison:
- The conversation compares the advantages and limitations of different banking products, such as cash cards and passbooks, and provides insights into the practical considerations of carrying specific banking documents.
7. Credit Card Application Tips:
- The discussion offers practical advice for foreign residents seeking to apply for credit cards in Japan, including timing considerations, required documentation, and strategies for increasing the likelihood of approval.
8. Privacy and Security Considerations:
- The conversation addresses privacy and security considerations associated with carrying passbooks and using specific banking products, highlighting the importance of safeguarding personal financial information.
In summary, the discussion about the Japan Post Bank card encompasses a range of topics related to banking, payment methods, and financial management, providing valuable insights for individuals navigating the banking system in Japan. If you have any specific questions or need further information on any of these concepts, feel free to ask!
